BARRY HEALY & COMPANY SOLICITORS MONAGHAN T/A HEALYLAW WHAT ARE TITLE DEEDS

What are Title Deeds?

In Ireland, Title Deeds refer to a set of legal documents that provide evidence of ownership and other relevant rights or interests in a property. These deeds are crucial for establishing and proving ownership of real estate and are typically held by the property owner or their solicitor or their lending institution.

The Title Deeds for a property usually include the following key documents:

Deed of Conveyance/Deed of Transfer: This document records the transfer of ownership from one party to another. It is executed when the property is sold or transferred to a new owner. The deed contains details of the buyer, seller, and the property being transferred.

Registry of Deeds/Property Registration Authority (PRA) Folio: In Ireland, land ownership is recorded in the Registry of Deeds or registered with the Property Registration Authority. Each property has a unique identifier called a folio number, which contains information about the property, such as its location, size, and boundaries.

Land Registry Map: This map shows the boundaries of the property and is typically included as part of the Title Deeds. It provides a visual representation of the property's extent.

Deed of Mortgage/Charge: If the property has been used as collateral for a mortgage or loan, there will be a deed of mortgage or charge that outlines the terms of the loan and the rights and responsibilities of the borrower and lender.

Planning Permissions and Building Regulations: In some cases, planning permissions and building regulations approvals may also be included in the Title Deeds. These documents provide information about any planning restrictions or permissions related to the property.

Easements and Rights of Way: If there are any rights of way or easements affecting the property (e.g., a shared driveway or a right to access utility lines), these will be documented in the Title Deeds.

When buying or selling a property in Ireland, it is crucial to thoroughly examine the Title Deeds to ensure that the property's ownership is clear and free from any encumbrances or disputes. This process is typically carried out by a solicitor to ensure a smooth and legally sound transaction.

To speak to one of our proficient solicitors at Healy Law regarding your Title Deeds contact us at info@healylaw.ie or +353 (47) 71556

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